How to Qualify for Bankruptcy Filing

The best way to decide if you qualify for bankruptcy is to consult a knowledgeable attorney from Engel Law Group. Once we review your situation, there are several different chapters you can file for bankruptcy, including Chapter 7 and 13.

Chapter 7 requires you take a  means test which compares your average income with the median income in your state. If you fall below that average, Chapter 7 is the answer. If not, Chapter 13 is the alternative.

Whichever way you go, having an attorney file your paperwork is key. All the forms will be completed by an Engel attorney, and we’ll file an automatic stay along with your bankruptcy filing to stop any further collection efforts by creditors.

Contact Engel Law Group to discuss what you need in order to get started with a bankruptcy filing.